When to Speak to Your Mortgage Professional

Even if you have not narrowed down houses to view yet, it's important to contact your mortgage loan professional first. Why? It might be difficult to understand the way we could help even before you start to negotiate.

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. During the process, we calculate your borrowing power - looking at your earning status, available money for down payment, debt, income, and other areas. It's a short, thorough process with minimal risks for papercuts.

After you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that states that we are partnering with you to find the ideal mortgage to meet your financial needs and that we are confident you'll qualify for a mortgage loan for up to a specific amount.

Buying Clout

Holding your pre-qualification letter, several advantages are yours at the point you find the house you want to make an offer for. First, it lets you know the amount that you are able to offer. Having pre-qualification also will make your offer look even better to the home seller, like you were bringing them a big box of cash! They need not wonder if they're wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You have the sway of a buyer ready to make the deal on the spot!

We will help you pre-qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. In the process, we look at your borrowing power - reviewing your earning status, available money for down payment, debts, income, and other areas. It's short and to the point; and we keep the paperwork light.

Face to Face

While you can try our tools to calculate mortgage variables on our site, it will be essential to sit down and talk with one of our mortgage professional team members. That way, we can help you get your pre-qualification letter. Then, we can make sure we have chosen the ideal mortgage loan program for you. Contact us at to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at . Elite Financing Group answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.